You can order credit reports from all 3 of the major credit bureaus. It is unclear what type of credit score you get from CreditReport.com - whether it’s a FICO credit score or another formula.
CreditReport.com also offers credit monitoring. When your credit reports change, CreditReport.com can email an alert to you. If you’re particularly worried about identity theft, this may come in handy. They’ll also alert you if your credit score changes substantially.
CreditReport.com may run free trial offers. Generally, you enjoy their services without charge for a limited time (from 7 to 60 days, for example). After that time, you must cancel your subscription if you don’t want to continue paying. In 2009, the subscription cost was $14.95 per month.
Identity theft is the act of stealing someone’s identity usually for the purposes of opening fraudulent credit card accounts, loans or other benefits under another person’s name and information.
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