When you request an Equifax credit report, you also get scores from Experian and TransUnion, the two other major U.S. credit bureaus, as well as FICO and VantageScores. FICO scores are most often used by lenders while VantageScores, though similar, are less common. Few other companies give access to both these scores. With all of these different scores available, Equifax enables you to see all the information you need in one place, making it one of the best companies in the industry.
The Equifax dashboard enables you to view information about your accounts, such as your total debt and total credit limit. If you come across incorrect information in your Equifax credit report, simply use the online dispute tool to contest it. The Score Estimator feature is extremely helpful for those contemplating a major financial decision, as it shows you how that decision will ultimately affect your Equifax credit score. If you're worried your identity has been stolen, you can easily place a security freeze on your account through the online dashboard.
Few companies in the industry offer FICO scores and even fewer actually monitor them for you. Equifax is one of the elite that does both. FICO scores can be important to your creditworthiness, so if it's something that matters to you, you should definitely take a good look at Equifax.
Identity theft is the act of stealing someone’s identity usually for the purposes of opening fraudulent credit card accounts, loans or other benefits under another person’s name and information.
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